Mortgage News and Insights - Residential Mortgage Center

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Mortgage News

The Truth about Down Payment and Closing Costs

RMC Inc2026-06-12T12:42:24-04:00June 9th, 2026|Categories: Mortgage News|

Who is buying houses? You may be surprised by the answer.

RMC Inc2026-05-18T19:02:03-04:00May 19th, 2026|Categories: Home Buying|

DMV Housing Market Reality Show

RMC Inc2026-05-12T11:38:45-04:00May 12th, 2026|Categories: Mortgage News|

Why is RMC so involved in divorce?

RMC Inc2026-05-05T11:23:02-04:00May 5th, 2026|Categories: Collaborative Dispute Resolution|

Home Equity Loan Success Stories

RMC Inc2026-04-21T11:59:25-04:00April 21st, 2026|Categories: Homeowner Tips|

Mortgage Rates Dip After Ceasefire is Announced

RMC Inc2026-04-16T11:35:58-04:00April 16th, 2026|Categories: Mortgage News|

Cryptocurrency in Mortgage Lending

RMC Inc2026-04-08T10:08:43-04:00April 8th, 2026|Categories: Mortgage News|

Washingtonian Magazine Honors Margie as a Top Mortgage Professional

RMC Inc2026-03-24T10:53:43-04:00March 24th, 2026|Categories: Local, Mortgage News|

Good News for Homebuyers Shopping for a Mortgage

RMC Inc2026-03-17T10:00:37-04:00March 17th, 2026|Categories: Featured|

War in the Middle East + Weak Employment numbers = Mortgage Rate Uncertainty

RMC Inc2026-03-10T13:22:58-04:00March 9th, 2026|Categories: Mortgage News|

Mortgage Rates Drop Below 6% — A New Window of Opportunity for Buyers?

RMC Inc2026-03-03T07:22:43-05:00March 3rd, 2026|Categories: Mortgage News|

Fed Minutes Show a Divided Board on the Direction of Interest Rates

RMC Inc2026-04-16T12:08:20-04:00February 24th, 2026|Categories: Mortgage News|

Your Mortgage Might Be Due for a Check Up

RMC Inc2026-02-12T12:05:00-05:00February 10th, 2026|Categories: Homeowner Tips|

My First Year in the Mortgage Business: By the Superlatives

RMC Inc2026-02-03T06:53:31-05:00February 3rd, 2026|Categories: Mortgage News|

Opportunities During an Ice Storm

RMC Inc2026-01-26T13:15:03-05:00January 26th, 2026|Categories: Homebuyer Tips, Local|

What the Government’s Purchase of Mortgage Bonds Means for Interest Rates and Homeowners

RMC Inc2026-01-13T00:43:29-05:00January 13th, 2026|Categories: Mortgage News|

Smart Ways Parents Can Help with a First Home Purchase

RMC Inc2026-01-06T18:29:59-05:00January 6th, 2026|Categories: Homebuyer Tips|

So Many Changes

RMC Inc2025-12-31T14:52:04-05:00December 31st, 2025|Categories: Mortgage News|

Mortgage Interest Rates 2026 Prediction

RMC Inc2025-12-16T11:38:36-05:00December 16th, 2025|Categories: Mortgage News|

FHFA Moves to Make Housing More Affordable

RMC Inc2025-12-09T16:51:39-05:00December 9th, 2025|Categories: Mortgage News|

Advancing LGBTQ+ Equity & Equality in Homeownership

RMC Inc2025-12-03T13:20:03-05:00December 3rd, 2025|Categories: Homeowner Tips, Local|

Solutions for High Interest Credit Card Debt

RMC Inc2025-11-18T10:13:24-05:00November 18th, 2025|Categories: Homeowner Tips|

Shocking News from the National Association of Realtors

RMC Inc2025-11-11T14:27:05-05:00November 11th, 2025|Categories: Mortgage News|

Certainly, UNCERTAIN Times

RMC Inc2025-11-04T10:12:02-05:00November 4th, 2025|Categories: Mortgage News|

Tame CPI Report is Good for Interest Rates

RMC Inc2025-10-28T14:30:22-04:00October 28th, 2025|Categories: Mortgage News|

Homebuying Opportunities in the DMV

RMC Inc2025-10-21T11:25:27-04:00October 21st, 2025|Categories: Mortgage News|

RMC Opportunities: Register Today!

RMC Inc2025-10-14T11:14:11-04:00October 14th, 2025|Categories: Homebuyer Tips, Local|

Millennial (and Gen Z) Renters, Listen Up!

RMC Inc2025-10-07T13:13:36-04:00October 7th, 2025|Categories: Homebuyer Tips, Local|

Should I Refinance?

RMC Inc2025-10-01T06:30:34-04:00October 1st, 2025|Categories: Mortgage News|

Fed Cuts Benchmark Rates and Mortgage Rates Go UP

RMC Inc2026-04-16T12:18:48-04:00September 23rd, 2025|Categories: Mortgage News|

Why a Fed Rate Cut on Sept. 17 Will Not Lower Mortgage Rates this Week

RMC Inc2025-09-16T15:31:02-04:00September 16th, 2025|Categories: Mortgage News|

Bad News for the Labor Market Equals Good News for Mortgage Rates

RMC Inc2025-09-09T14:35:09-04:00September 9th, 2025|Categories: Mortgage News|

Help for First Time Homebuyers

RMC Inc2025-09-04T00:08:57-04:00September 3rd, 2025|Categories: Homebuyer Tips|

Federal Reserve Chair Powell Speaks and the Markets React Favorably

RMC Inc2026-04-16T12:27:19-04:00August 26th, 2025|Categories: Mortgage News|

Great News for Consumers: Trigger Leads are Banned

RMC Inc2025-08-13T01:00:34-04:00August 12th, 2025|Categories: Mortgage News|

Will Friday’s Surprise Job Report Move Interest Rates Down?

RMC Inc2025-08-06T11:23:39-04:00August 6th, 2025|Categories: Mortgage News|

How to Save Thousands on Your Mortgage

RMC Inc2025-07-22T15:55:01-04:00July 22nd, 2025|Categories: Mortgage News|

Is it a Seller’s Market or a Buyer’s Market?

RMC Inc2025-07-22T15:59:54-04:00July 15th, 2025|Categories: Housing Market|

Buy Now, Pay Later Loans Will Now Affect Credit Scores

RMC Inc2025-07-10T09:56:15-04:00July 8th, 2025|Categories: Mortgage News|

How to Quickly Improve Your Credit Score

RMC Inc2025-07-01T20:33:52-04:00June 22nd, 2025|Categories: Mortgage News|

Maryland Enacts New Mortgage Assumption Law

RMC Inc2025-06-19T11:41:18-04:00June 19th, 2025|Categories: Mortgage News|

No Fed Pivot in Sight

RMC Inc2025-06-13T17:53:48-04:00June 12th, 2025|Categories: Mortgage News|

Celebrating World Pride

RMC Inc2025-06-09T20:29:50-04:00June 3rd, 2025|Categories: Local|

Affordable Lending Opportunities for More Borrowers

RMC Inc2025-05-22T14:36:00-04:00May 20th, 2025|Categories: Housing Market|

Interest Rate Cuts Coming Soon?

RMC Inc2025-05-22T14:56:59-04:00May 13th, 2025|Categories: Housing Market|

How to Buy a House Before You Sell Your Current House

RMC Inc2025-05-13T21:48:25-04:00May 6th, 2025|Categories: Featured|

Tariffs and the DMV Real Estate Market

RMC Inc2025-05-06T11:00:23-04:00May 1st, 2025|Categories: Housing Market, Mortgage News|

Washingtonian’s Leading Lenders

RMC Inc2025-04-22T13:37:01-04:00April 22nd, 2025|Categories: Mortgage News|

Tariffs and Mortgage Rates Update

RMC Inc2025-04-09T17:40:40-04:00April 8th, 2025|Categories: Housing Market, Mortgage News|

Tariffs and Mortgage Rates

RMC Inc2025-04-01T16:04:55-04:00April 1st, 2025|Categories: Housing Market, Mortgage News|

100% Financing is Back and it is Awesome

RMC Inc2025-03-25T18:33:06-04:00March 25th, 2025|Categories: Mortgage News|

Federal Reserve Could Impact Mortgage Rates This Week

RMC Inc2026-04-16T12:54:39-04:00March 18th, 2025|Categories: Mortgage News|

Where Are the Home Buying Deals in the DMV?

RMC Inc2025-03-12T19:13:56-04:00March 12th, 2025|Categories: Homebuyer Tips, Local|

Ignore the Rumors. The DMV Housing Market Has Not Collapsed.

RMC Inc2025-03-04T21:08:00-05:00March 4th, 2025|Categories: Housing Market, Local|

Per Diem Income, Car Allowance, and Mortgages

RMC Inc2025-02-25T17:40:57-05:00February 25th, 2025|Categories: Homebuyer Tips, Mortgage News|

How to Get Help

RMC Inc2025-02-12T11:41:06-05:00February 11th, 2025|Categories: Homebuyer Tips|

Changing jobs? No problem

RMC Inc2025-02-06T07:14:30-05:00February 4th, 2025|Categories: Homebuyer Tips, Mortgage News|

How to Save Thousands of Dollars

RMC Inc2025-01-29T18:49:04-05:00January 29th, 2025|Categories: Mortgage News|

Medical Debt Removed from Credit Reports

RMC Inc2025-01-24T16:27:01-05:00January 22nd, 2025|Categories: Mortgage News|

A New Addition to the RMC Family

RMC Inc2025-01-14T07:52:57-05:00January 14th, 2025|Categories: Mortgage News|

Homeownership Affordability and Co-Signers

RMC Inc2025-01-07T16:34:10-05:00January 7th, 2025|Categories: Housing Market|

2025 Interest Rate and Housing Outlook

RMC Inc2024-12-19T09:35:17-05:00December 18th, 2024|Categories: Housing Market|

Buy a House with No Money Down

RMC Inc2024-12-11T15:58:09-05:00December 10th, 2024|Categories: Housing Market|

Now is the Time to Prepare

RMC Inc2024-12-05T14:16:06-05:00December 4th, 2024|Categories: Housing Market|

Affordability Challenges

RMC Inc2024-11-21T11:52:46-05:00November 20th, 2024|Categories: Housing Market, Mortgage News|

Need Cash? Consider a Home Equity Loan

RMC Inc2024-11-15T13:25:52-05:00November 13th, 2024|Categories: Homeowner Tips|

Expected Fed Rate Cut

RMC Inc2024-11-07T10:58:43-05:00November 6th, 2024|Categories: Mortgage News|

What are Discount Points and Can They Save You Money?

RMC Inc2024-11-01T10:25:39-04:00October 30th, 2024|Categories: Mortgage News|

Family Opportunity Program

RMC Inc2024-10-22T17:15:19-04:00October 22nd, 2024|Categories: Mortgage News|

Knocking Down Barriers to Homeownership

RMC Inc2024-10-16T10:06:01-04:00October 15th, 2024|Categories: Homebuyer Tips|

Signs of a Shift in the Housing Market

RMC Inc2024-10-02T17:36:31-04:00October 2nd, 2024|Categories: Housing Market, Mortgage News|

The Fed Cuts Rates for the First Time in Four Years

RMC Inc2024-09-24T22:03:39-04:00September 24th, 2024|Categories: Homebuyer Tips, Mortgage News|

More Help for Homebuyers – Conforming Loan Limits Increase

RMC Inc2024-09-24T21:36:15-04:00September 18th, 2024|Categories: Homebuyer Tips, Mortgage News|

Mortgage Rates and the Mixed News on US Jobs

RMC Inc2024-09-25T10:51:01-04:00September 11th, 2024|Categories: Housing Market, Mortgage News|

The Federal Reserve and the Future of Mortgage Rates

RMC Inc2024-09-05T06:12:03-04:00September 4th, 2024|Categories: Mortgage News|

Making the Most of Your Next Chapter

RMC Inc2024-08-27T11:00:34-04:00August 27th, 2024|Categories: Local|

The New World of Realtor Compensation Began on August 17

RMC Inc2024-08-21T09:58:33-04:00August 20th, 2024|Categories: Mortgage News|

Introducing Homebuyer Advantage Plus

RMC Inc2024-08-15T06:32:19-04:00August 13th, 2024|Categories: Mortgage News|

Mortgage Interest Rates Update

RMC Inc2024-07-31T12:23:11-04:00July 30th, 2024|Categories: Mortgage News|

Adjustable Rates are Back

RMC Inc2024-07-23T08:14:35-04:00July 23rd, 2024|Categories: Homebuyer Tips, Mortgage News|

100% Financing is Back

RMC Inc2024-07-16T09:12:37-04:00July 16th, 2024|Categories: Homebuyer Tips, Mortgage News|

Are You a First-time Homebuyer?

RMC Inc2024-07-12T12:49:36-04:00July 10th, 2024|Categories: Homebuyer Tips, Mortgage News|

Plan Announced for Removing Medical Debt from Credit Reports

RMC Inc2024-06-27T10:12:54-04:00June 27th, 2024|Categories: Homebuyer Tips|

Accessory Dwelling Units

RMC Inc2024-06-12T11:24:38-04:00June 12th, 2024|Categories: Homebuyer Tips|

Help for Homebuyers

RMC Inc2024-06-05T14:36:50-04:00June 4th, 2024|Categories: Homebuyer Tips, Mortgage News|

RMC in the Community

RMC Inc2024-05-29T11:39:10-04:00May 29th, 2024|Categories: Local|

The 20% Down Myth

RMC Inc2024-05-21T12:25:35-04:00May 21st, 2024|Categories: Homebuyer Tips, Mortgage News|

Why a Mortgage Preapproval Matters So Much in 2024

RMC Inc2024-05-14T12:02:31-04:00May 8th, 2024|Categories: Homebuyer Tips, Mortgage News|

New Second Mortgage Program at RMC

RMC Inc2024-04-25T13:53:31-04:00April 23rd, 2024|Categories: Mortgage News|

What to Do About High Interest Rate Credit Cards

RMC Inc2024-04-16T08:23:03-04:00April 16th, 2024|Categories: Mortgage News|

What a mortgage broker is and why you should work with one

RMC Inc2024-04-11T10:26:09-04:00April 10th, 2024|Categories: Homebuyer Tips, Housing Market, Mortgage News|

Margie receives Washingtonian magazine Lifetime Achievement Award for Leading Lenders

RMC Inc2024-04-03T12:36:13-04:00April 3rd, 2024|Categories: Local|

The NAR Settlement’s Impact on Buying and Selling a House

RMC Inc2024-03-20T11:00:03-04:00March 20th, 2024|Categories: Mortgage News|

Mortgage Rates Finally Stopped Going Up Last Week

RMC Inc2024-03-15T16:29:49-04:00March 13th, 2024|Categories: Mortgage News|

Federal Reserve remains worried that inflation could stop cooling.

RMC Inc2024-02-28T08:27:34-05:00February 27th, 2024|Categories: Homebuyer Tips, Mortgage News|

New gift funds donor eligibility helps more people achieve homeownership.

RMC Inc2024-02-28T08:24:26-05:00February 13th, 2024|Categories: Homebuyer Tips, Mortgage News|

What did the Federal Reserve say about interest rates last week?

RMC Inc2026-04-16T12:49:43-04:00February 6th, 2024|Categories: Mortgage News|

The Homebuying Market is Showing Signs of Life

RMC Inc2024-01-31T06:48:26-05:00January 30th, 2024|Categories: Mortgage News|

Bridging the Time Between Buying a New Home and Selling Your Current Home

RMC Inc2024-01-23T15:18:13-05:00January 23rd, 2024|Categories: Homebuyer Tips, Mortgage News|

Who is Considered a First-time Homebuyer?

RMC Inc2024-01-17T09:08:45-05:00January 17th, 2024|Categories: Homebuyer Tips, Mortgage News|

Working with People Going Through Separation and Divorce

RMC Inc2024-01-09T16:40:10-05:00January 9th, 2024|Categories: RMC Services|

Interest Rates & the Housing Market 2024

RMC Inc2024-01-03T20:18:44-05:00January 4th, 2024|Categories: Mortgage News|

The Federal Reserve Gives Homebuyers a Holiday Present

RMC Inc2023-12-19T11:57:41-05:00December 19th, 2023|Categories: Homebuyer Tips, Mortgage News|

Increased Conforming Loan Limits for 2024

RMC Inc2023-12-05T17:54:08-05:00December 5th, 2023|Categories: Homebuyer Tips, Mortgage News|

Fannie Mae Introduces 5% Down Option for Multifamily Homes

RMC Inc2023-11-29T15:02:17-05:00November 28th, 2023|Categories: Homebuyer Tips, Mortgage News|

What is a 2-1 Buydown?

RMC Inc2023-11-21T19:01:22-05:00November 21st, 2023|Categories: Mortgage News|

The Federal Reserve Keeps Interest Rates Unchanged

RMC Inc2023-11-08T14:53:40-05:00November 8th, 2023|Categories: Mortgage News|

Home Equity Lines of Credit

RMC Inc2023-10-25T11:26:19-04:00October 25th, 2023|Categories: Mortgage News|

More Options for Investor Loans

RMC Inc2023-10-18T12:13:03-04:00October 17th, 2023|Categories: Homebuyer Tips|

Good News for Homebuyers

RMC Inc2023-10-11T10:59:57-04:00October 11th, 2023|Categories: Homebuyer Tips, Mortgage News|

Is Now a Good Time to Buy a Home or Should I Wait Until Spring?

RMC Inc2023-10-04T19:07:00-04:00October 3rd, 2023|Categories: Homebuyer Tips|

Residential Mortgage Center Receives 2023 Best of Rockville Award

RMC Inc2023-09-19T11:18:13-04:00September 19th, 2023|Categories: Local, Mortgage News|

Closing Cost Help for Homebuyers

RMC Inc2023-09-13T13:51:12-04:00September 13th, 2023|Categories: Homebuyer Tips, Mortgage News|

No Credit Score? No Problem.

RMC Inc2023-08-30T07:01:52-04:00August 30th, 2023|Categories: Homebuyer Tips, Mortgage News|

Can I change my job while I am looking for a house?

RMC Inc2023-08-17T10:43:26-04:00August 17th, 2023|Categories: Homebuyer Tips, Mortgage News|

More Opportunities for First-Time Homebuyers

RMC Inc2023-08-17T10:51:22-04:00July 25th, 2023|Categories: Homebuyer Tips, Mortgage News|

Montgomery County Raises Recordation Taxes

RMC Inc2023-07-14T16:25:41-04:00July 12th, 2023|Categories: Local, Mortgage News|

Protecting Consumers from Abusive Mortgage Leads

RMC Inc2023-07-13T09:57:28-04:00June 29th, 2023|Categories: Mortgage News|

Exciting Appraisal Alternative

RMC Inc2023-06-23T07:05:59-04:00June 21st, 2023|Categories: Mortgage News|

Help for First Time Homebuyers

RMC Inc2023-06-08T15:27:16-04:00June 6th, 2023|Categories: Homebuyer Tips, Mortgage News|

Keep Yourself Safe from New Fraud Scams

RMC Inc2023-05-26T19:15:06-04:00May 23rd, 2023|Categories: Homeowner Tips|

A Win for Future Homebuyers

RMC Inc2023-05-17T10:34:54-04:00May 16th, 2023|Categories: Mortgage News|

Improving Your Credit Score

RMC Inc2023-05-10T14:39:23-04:00May 9th, 2023|Categories: Homebuyer Tips|

Should I Buy Down My Rate?

RMC Inc2023-05-03T16:28:14-04:00May 3rd, 2023|Categories: Homebuyer Tips|

Trigger Lead Legislation Renews Debate Over Consumer Choice

RMC Inc2023-04-26T23:36:06-04:00April 25th, 2023|Categories: Homebuyer Tips, Mortgage News|

Credit Score Updates

RMC Inc2023-04-19T09:26:16-04:00April 19th, 2023|Categories: Housing Market, Mortgage News|

Mortgage Interest Rates & the Housing Market Update

RMC Inc2023-04-14T18:17:18-04:00April 12th, 2023|Categories: Housing Market, Mortgage News|

Washingtonian Top Mortgage Professional 2023

RMC Inc2023-03-30T10:44:38-04:00March 28th, 2023|Categories: Local|

Spring Housing
Market Begins

RMC Inc2023-03-30T10:43:51-04:00March 22nd, 2023|Categories: Housing Market|

What Happens to Mortgage Rates When Banks Fail?

RMC Inc2023-03-21T11:58:06-04:00March 16th, 2023|Categories: Mortgage News|

Fannie Mae Provides Updates Regarding Valuation Modernization

RMC Inc2023-03-07T15:04:15-05:00March 6th, 2023|Categories: Housing Market, Mortgage News|

FHA Announces Lower Mortgage Insurance Premiums

RMC Inc2023-03-02T09:48:59-05:00February 28th, 2023|Categories: Mortgage News|

How to Make Homebuying Less Heartbreaking

RMC Inc2023-02-13T15:33:57-05:00February 8th, 2023|Categories: Homebuyer Tips, Mortgage News|

Cash Out Refinances Become More Difficult for Consumers

RMC Inc2023-02-06T09:03:36-05:00January 31st, 2023|Categories: Mortgage News|

New Year & Time for a Credit Checkup

RMC Inc2023-02-03T10:31:25-05:00January 3rd, 2023|Categories: Homebuyer Tips|

Looking Forward to 2023

RMC Inc2023-02-03T10:51:44-05:00December 19th, 2022|Categories: Housing Market, Mortgage News|

Are Housing Prices Coming Down Next Year?

RMC Inc2023-02-03T10:55:00-05:00December 12th, 2022|Categories: Homebuyer Tips|

Conforming Loan Limits Increased for 2023

RMC Inc2023-01-29T15:50:26-05:00December 5th, 2022|Categories: Housing Market, Mortgage News|

Good News for First Time Homebuyers

RMC Inc2023-01-29T15:48:33-05:00November 29th, 2022|Categories: Mortgage News|

51 Monroe Street Suite 1901
Rockville, MD 20850
(301) 437-5820
margie@rmcenter.com

Residential Mortgage Center, Inc. is licensed as a Mortgage Broker in Maryland, Virginia and the District of Columbia, Click “Contact” for additional information. All loan programs, rates and terms are subject to change. Not all loan programs will be available to every applicant or in every jurisdiction. NMLS Registration Numbers: Residential Mortgage Center Inc. #183787 | Margie K Hofberg #200861 & Patrick L Brende #2566832 https://nmlsconsumeraccess.org

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